Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit. Subscribe for Email Updates.
Think you don't own enough to need renters insurance? Even secondhand furniture, basic electronics, and everyday clothes can cost thousands to replace, and a single accident or injury could be even more expensive. Find out how renters insurance can help protect your stuff, your wallet, and your ability to stay on your feet after a loss.
When you purchase homeowners or renters insurance, one of the most important details to understand is how your belongings and property are valued at the time of a loss. Two common valuation methods used by insurance companies are Replacement Cost and Actual Cash Value (ACV). While they may sound similar, the difference between them can greatly affect how much you receive after filing a claim.
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Thanksgiving is a time for family, food, and gratitude. But as we gather loved ones and tackle ambitious holiday cooking, a few common risks can pop up.
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The holidays are a time to gather with family and friends, but for many, that means long hours on the road. Whether you're driving across town or heading out of state, preparing before you travel can help make the journey safer and less stressful.
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Last month, we covered how to prepare your home for the changing seasons. Now, it's time to turn our attention to the other major player in our daily lives: our vehicles. As the leaves fall and the temperatures drop here in Minnesota, road conditions become more unpredictable. Wet leaves can be as slick as ice, early morning frost can coat our windshields, and shorter days mean more driving in the dark.
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Halloween is one of the most exciting nights of the year–costumes, candy, and community fun all rolled into one! But between the glow sticks and the goodies, it's important to keep safety in mind so everyone ends the night with smiles (and plenty of treats).
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Autumn is a season of spectacular transformation. The air turns crisp, leaves paint the landscape in hues of amber and crimson, and we trade our shorts for cozy sweaters. But as we enjoy the beauty of the season, a different kind of preparation should be on our minds. Fall is the perfect transitional period to ensure our homes are safe, secure, and ready for the colder, harsher weather that winter will bring.
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